Self-Insured Americans Inc.
Dedicated Insurance Resources
Dedicated Personal Insurer Act
This act allows individuals who save to self-insure and satisfy the individual mandate. Current Texas Draft Bill.
Understanding Dedicated Insurance
Analyzes the provisions and benefits of the proposed dedicated insurance bill.
Dedicated Insurance and Minimum Essential Coverage
Explains how dedicated insurance is compatible with federal law.
Self-Employment Self-Insurance Resources
Satisfying the individual mandate with a "minimum essential business" employer plan
Instructions on how to self-insure by engaging in business and forming an employer plan under ERISA. Properly structured employer plans having less than two covered members who are active employees are exempt from most regulations including the ACA market reforms. ERISA plans require a summary plan document.
Sample ERISA Summary Plan Document
Sample ERISA Plan Document
Suitable for use with a "minimum essential business".
Center for Medicate & Medicaid Services: Regulations and Guidance.
HHS Center for Consumer Information & Insurance Oversight.
Learn more about health insurance market reforms.
Department of Labor: ERISA Health Plan Information
Department of Labor: Healthcare Reform
Information on employer plans; applicable to self-employment.
Texas Public Policy Foundation: Health Care Policy Center
Cato Institute: Health Care Portal
Heartland Institute: Health Care Policy
Pacific Research Institute: Health Care